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So, if your paycheck and current savings only cover the next two weeks of expenses, you have to wait to get paid again before planning further ahead.ĮveryDollar is also considered to be more intuitive and user-friendly than YNAB.ĥ. With YNAB, you can only budget with money you already have. With EveryDollar, you plan your budget for the entire month ahead. There are more similarities than differences between YNAB and EveryDollar - but there are some key distinctions. Customized categories and savings goals.Simple app interface with no learning curve.Pricing: $129.99 per year after 14-day free trial.The idea is that paying off smaller debts first gives you a sense of accomplishment that makes it easier to get rid of debt once and for all. EveryDollar - Best for Paying Off DebtĮveryDollar was created by finance guru Dave Ramsey with the primary goal of helping people become debt-free.ĮveryDollar uses Ramsey's "Baby Steps" method of paying down your smallest debts first before tackling larger debt burdens.

To generate revenue, Mint uses your financial data to provide you with hyper-personalized financial product suggestions (like savings accounts with better APY than your current one), and Mint receives a kickback if you sign up.Ģ. We excluded alternatives that did not offer a substantial improvement over YNAB in at least one category. What are the Best Alternatives to YNAB?īelow, review the top alternatives to You Need a Budget based on price, availability, and features. Ready to pick your new favorite budgeting app? Review these alternatives below to find one that's right for you. You want the long-term picture: YNAB does encourage you to "age" your money (instead of draining your accounts every month), but it doesn't offer long-term retirement tracking.You want investment tracking tools: YNAB focuses on budgeting and lacks the investment tools that some people want.Luckily, some options on this list are cheaper, and some are even free.

Tiller Money: Best for Spreadsheet Fans.